James-is-busy-every-day-As-an-experienced-credit-vendor-based-in-Accra-he-tells-me-that-the-little-tote-bag-slung-around-his-shoulders-used-to-be-packed-with-scratch-cards-Those-days-are-now-long-gone-Right-now-the-Vodafone-scratch-cards-are-not-in-the-system-anymore-If-you-want-to-buy-credit-I-will-either-do-a-credit-transfer-for-you-or-you-buy-it-yourself-from-your-Vodafone-Cash-wallet-he-tells-me-as-he-serves-a-customer-with-practised-ease